Legal Hightlights

Recently, the Law Office of Latosha J. Cooper, LLC has teamed up with Passport Title Services, LLC to handle all of your residential and commercial closing services.   Latosha J. Cooper is an experienced settlement agent who has worked with residential and commercial real estate.  She previously was employed by the U.S. Department of Housing and Urban Development in the Multifamily Division where closings were conducted for multimillion dollar housing developments. 

The Law Office of Latosha J. Cooper, LLC has the capacity to handle a large volume of settlements and will offer discounts to clients of Real Estate Agents who refer multiple clients for settlement.

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In Maryland, courts decide issues of child custody using the standard, the "best interest of the child."  This means that that the court is making it's decision based on what is best for the child not the parent.  In making that determination, judges weigh several factors.  Those factors include:

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On July 1, 2010 Maryland enacted House Bill 472 allowing homeowner's a chance to request mediation.  Under the new law lenders must provide information to borrowers about loan modifications, assistance available from government and non profit organizations, and any programs that the lender has developed.  If the homeowner requests a modification the lender must consider and document its decision before foreclosing on a home.  But before the lender can initiate the foreclosure it must send the owner a request for mediation form.   If the homeowner wants to request mediation he or she must file the form with the circuit court and remit a $50 filing fee. 

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On April 4, 2008 the new Maryland foreclosure law went into effect.  This new law applies to foreclosure actions filed after that date.   Lenders are now required to wait until 90 days after the date you defaulted on your loan, and send you a Notice of Intent to foreclose 45 days prior to instituting an action.

If your lender has filed a foreclosure action you may still be able to save your home by modifying your mortgage, selling your home in a short sale, or fighting any defects in the lender's filing.

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You may qualify for Social Security Disability benefits if you meet the definition of disability.   Disability is defined as the inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.

What is SGA?

SGA means the performance of significant physical and/or mental activities in work for pay or profit, or in work of a type generally performed for pay or profit, regardless of the legality of the work.  For 2010  a person making over $1000 per month is considered engaging in SGA.

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